Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. Despite its convenience, risks still exist. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance file a lawsuit against uber provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.
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